Help needed finding a low interest rate for a home purchase loan.? - home loan lending rate
I am getting on the lookout for ideas for a good place to buy the prior approval of a loan on a house. We want to ensure we have the best interest, but do not want to have more credit checks on our credit. We have excellent credit quality, this is not a problem. He wants to do just that close to the best price for a mortgage of 30 years at a low cost. We have a home you want to make an offer. We have our prior approval before they can do this job. I do not want the tree to get loans because they are more credit checks on your credit card and saw the line of interest and the comparisons are very limited. I know it is somewhere we can find a lower rate. Any help is greatly appreciated.
Sunday, January 3, 2010
Home Loan Lending Rate Help Needed Finding A Low Interest Rate For A Home Purchase Loan.?
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Some tips when shopping for a mortgage
1. When comparing lenders, be sure to credit are FNMA. How good is your credit card, needless to say, even at a high risk lender, for example, Ameriquest.
2. STORE PRICE ON THE SAME DAY! The daily exchange rates, so that when you call lenders on Monday and then call the lender B on Tuesday, you can not be compared to a real apples to apples. When I was a loan officer, what a little when I call from shopppers.
3. Be sure to compare similar products together. Again, this happened a few times, if the borrower has called me to quote a fixed for 30 years, and when he said, he offered a smaller percentage, it was the 15th It was the year
4. Make sure that all lenders also a good rate with 0 points. A point is a fee to lower interest rates. Also, make sure that no new beginning. This rate, where 1% of the loan amount is.
5. In the jargon used by lenders. If you submit an application for appointment to ask: "What is the best couple on-year rate, 30 set?" The word "from & quot is to talk to lenders, "without points. With the word, you know you've done some research.
5. In addition, many credit inquiries hurt your score is a thing of the past! Read view this article on bankrate.com and No. 4 of 11 credit report myths. http://www.bankrate.com/brm/news/debt/de ...
Good luck!
You can check your own credit report and free shuttle service to get (on my website) and get your credit score. This is useful for the loan officer if you get screened and not hurt your score and displays it as an investigation at the time to shoot. I am happy to answer any other questions, fair, including information of interest.
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